Renter’s Insurance helps protect your stuff whether you’re at home or on the go. For many transient Brooklyn residents, signing up for a policy falls somewhere between scheduling a dentist appointment and finally organizing your sock drawer: you know you should do it but somehow never get around to it.

I’ve lived in my apartment for nearly a year and a half and still hadn't taken the plunge, until I found Lemonade. They offer Renters Insurance, which is extremely worth getting to protect everything you own, in the space you don’t. This includes your laptop (which will be covered even if it’s stolen at a coffee shop or on vacation—their policy covers personal property anywhere in the world), your jewelry, your art, your furniture and more.